Lock your money away from yourself for when you truly need it.
Short-term goal? Park it in a high-yield money market fund.
Long-term wealth? Pick any ETF or stock, lock it 3–10+ years.
You set the exact unlock date, you set the rules.
We make damn sure you stick to them.
In studies, 28% of people voluntarily choose accounts that punish early withdrawal — even when they earn exactly the same interest.
They do it because they know themselves.
You do too.
Join the waitlist. Launching 2026.
We’ll email you when we launch.